The cornerstone of Dave Ramsey’s approach to budgeting starts with giving to your church or other charitable causes you care about.
Here’s a little more detailed breakdown with what goes in each category according to Dave Ramsey: Giving (10%) Recommended Household Budget Category Descriptions Here is a simple budget percentage pie chart you can use as a guideline for your ideal household budget ( Pin it here): These budget percentages are based on your total after-tax income, but before you take out things like health insurance or 401(k) contributions from your paycheck. If you don’t know where to start with budgeting, here are Dave Ramsey’s recommended household budget percentages and categories that he recommends starting with.
What Percentage of Your Income Should You Save?.
